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FAQ

Harbor: Supercharged Yield. Smarter Leverage.

Answers for the live app at app.harborfinance.io. Vocabulary: Glossary. Cookbook: Get Started.

General​

What is Harbor?​

A decentralized protocol for synthetic assets, tokens that track price feeds, backed by yield-bearing collateral on Ethereum.

What are ha tokens (Harbor Anchored)?​

ha tokens are pegged synthetics (haETH, haBTC, haEUR, …):

  • Collateralized within healthy markets
  • Mint/redeem with dynamic fees
  • ERC-20 composability
  • Deposit in Earn for concentrated yield

What are hs tokens (Harbor Sail)?​

hs tokens are leverage claims (hsFXUSD-ETH, hsSTETH-BTC, …):

  • Variable exposure vs the peg
  • No funding fees, no margin-call UI
  • No leverage slider or stop-loss; outcome of market ratio and supply
  • Can lose most or all value in stress. See Risk Considerations

Earn (stability pools)​

What are stability pools?​

Pools that secure the protocol, pay yield, and execute rebalances. Deposit ha only.

How do I participate?​

  1. Earn
  2. Pick market and pool (collateral or Sail)
  3. Deposit ha
  4. Earn yield. See Stability Pools

What are the risks?​

Rebalance into collateral or hs; oracle/contract risk; pool drain in extremes. See Risk Considerations.

How is yield calculated?​

Collateral yield + protocol revenue to pools. Per market: Yield Share (up to ~5%) comes first when eligible; of the remainder, after any TVL treasury take, 75% goes to pools and 25% buys TIDE. Plus Marks/TIDE campaigns where allocated. See How Yield is Generated.

Using the protocol​

How do I get ha?​

  1. Connect wallet
  2. Open a market (Live Markets)
  3. Deposit fxSAVE or wstETH (or zap from ETH/USDC/fxUSD; see Supporting Features)
  4. Mint ha

Or receive ha from Maiden Voyage at launch.

How do I get hs?​

  1. Mint in Leverage, or
  2. Maiden Voyage distribution, or
  3. Secondary markets / DEXs

What fees should I expect?​

Dynamic mint/redeem fees, gas, possible pool early-withdrawal fees, zap/swap slippage.

Technical (users)​

Wallets & networks​

Web3 wallets via the app (MetaMask, WalletConnect, etc.). Ethereum mainnet is the primary network; use the app network selector as source of truth.

How do I integrate?​

Build on Harbor: addresses, ABIs, dry-runs, pricing. No public REST/WebSocket API. On-chain client scaffold lives in tech docs only.

Security​

Is the protocol audited?​

Yes, Sherlock Collaborative Audit Report for bao-base and bao-minter (now Harbor core). Partial coverage of today’s mainnet deploys, post-audit upgrades; zaps out of scope.

“No liquidations”?​

hs avoids classic margin liquidation, but can still go toward zero. ha in pools can rebalance into other assets. Not risk-free, Risk Considerations.

Governance​

What is TIDE?​

Governance and value-accrual token (1B cap). TIDE (Tide dashboard) · TIDE overview.

Founder allocation (~22%): ~2% liquid at launch; ~20% via five cliffs, $1M/1% → $5M/2.5% → $10M/4.5% → $25M/9% → $50M/15% POL, 4% each, max 4%/year (*KPI schedule pending). See TIDE Tokenomics.

How do I participate in governance?​

Discord / community discussion; team-directed incentives today. Governance & TIDE.

Support​